diff --git a/config.lua b/config.lua
index 9ce1846..956852d 100644
--- a/config.lua
+++ b/config.lua
@@ -13,6 +13,7 @@
         playSounds = true,
         showFooter = true,
         refundInvalidMetaname = true,
+        refundMissingMetaname = true
     },
     lang = {
         footer = "/pay <item>@%name% <amt>",
diff --git a/configDefaults.lua b/configDefaults.lua
index 0c1cd59..f49b446 100644
--- a/configDefaults.lua
+++ b/configDefaults.lua
@@ -12,6 +12,7 @@
         playSounds = true,
         showFooter = true,
         refundInvalidMetaname = true,
+        refundMissingMetaname = true
     },
     lang = {
         footer = "/pay <item>@%name% <amt>",
diff --git a/core/ShopState.lua b/core/ShopState.lua
index 58902ca..313545c 100644
--- a/core/ShopState.lua
+++ b/core/ShopState.lua
@@ -333,7 +333,7 @@
                                 end
                                 error(err)
                             end
-                        else
+                        elseif self.config.settings.refundMissingMetaname then
                             if self.config.settings.refundInvalidMetaname then
                                 refund(transactionCurrency, transaction.from, meta, transaction.value, self.config.lang.refundNoProduct, true)
                             end
diff --git a/core/schemas.lua b/core/schemas.lua
index d3705a4..544d3df 100644
--- a/core/schemas.lua
+++ b/core/schemas.lua
@@ -13,7 +13,8 @@
         smallTextKristPayCompatability = "boolean",
         playSounds = "boolean",
         showFooter = "boolean",
-        refundInvalidMetaname = "boolean"
+        refundInvalidMetaname = "boolean",
+        refundMissingMetaname = "boolean"
     },
     lang = {
         footer = "string",