diff --git a/configDefaults.lua b/configDefaults.lua
index 36c0e69..3f4d6fe 100644
--- a/configDefaults.lua
+++ b/configDefaults.lua
@@ -13,7 +13,8 @@
         playSounds = true,
         showFooter = true,
         refundInvalidMetaname = true,
-        refundMissingMetaname = true
+        refundMissingMetaname = true,
+        refundInsufficentFunds = true
     },
     lang = {
         footer = "/pay <item>@%name% <amt>",